Terms of Website Use

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website http://www.jcjinvest.com (our site), whether as a guest or a registered user. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

INFORMATION ABOUT US

http://www.jcjinvest.com is a site operated by James Carville and James Ltd. We are registered in Companies House under company number 6512835 and have our registered office at 14 Queensberry Mews, London SW7 2DU. We are a limited company.

RELIANCE ON INFORMATION POSTED

The materials and information contained in this site are for your information purposes only and do not constitute any financial, legal or other advice. You must not rely on any information in this site or use any such information to make (or refrain from making) any decision or take (or refrain from taking) any action. We are not authorised or regulated by the Financial Services Authority and the information and materials on this site are not to be construed as being any recommendation or endorsement in relation to any investment, advisor or other product or service or to any material submitted by third parties or linked to this site. Neither do we offer any advice in relation to the nature, potential value or suitability of any particular product or service referred to on this site. If you are interested in any of the products and services referred to in this site or have questions in relation to them, you should consult an independent financial advisor who can give you financial advice and help you to make an informed decision. The information and materials contained in our site is often provided by third parties. We do not verify this information and accordingly exclude all liability in respect thereof to the fullest extent permitted by law.

WE EXPRESSLY DISCLAIM AND EXCLUDE ALL WARRANTIES, CONDITIONS, REPRESENTATIONS AND TERMS, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE, WITH RESPECT TO THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES CONTAINED OR REFERRED TO IN THIS SITE, OR ANY THIRD PARTY WEBSITE, INCLUDING WITHOUT LIMITATION THE ACCURACY OR COMPLETENESS OF THE SITE OR ANY THIRD PARTY SITE, AS TO WHETHER THE SITE OR ANY THIRD PARTY SITE IS UP TO DATE OR FIT FOR ANY PURPOSE.

WE DISCLAIM ALL LIABILITY AND RESPONSIBILITY ARISING FROM ANY MATERIALS AND INFORMATION ON THE SITE OR ANY THIRD PARTY WEBSITE BY ANY VISITOR TO OUR SITE, OR BY ANYONE WHO MAY BE INFORMED OF ANY OF ITS CONTENTS.

OUR LIABILITY

THE MATERIAL DISPLAYED OR REFERRED TO ON OUR SITE OR ANY THIRD PARTY WEBSITE IS PROVIDED WITHOUT ANY GUARANTEES, CONDITIONS OR WARRANTIES AS TO ITS ACCURACY, COMPLETENESS OR FITNESS FOR ANY PURPOSE. TO THE EXTENT PERMITTED BY LAW, WE, OTHER MEMBERS OF OUR GROUP OF COMPANIES AND THIRD PARTIES CONNECTED TO US HEREBY EXPRESSLY EXCLUDE:

(I) ALL CONDITIONS, WARRANTIES AND OTHER TERMS WHICH MIGHT OTHERWISE BE IMPLIED BY STATUTE, COMMON LAW OR THE LAW OF EQUITY.

(II) ANY LIABILITY FOR ANY CLAIM, LOSS, DEMANDS OR DAMAGES OF ANY KIND WHATSOEVER (WHETHER SUCH CLAIMS, LOSS, DEMANDS OR DAMAGES WERE FORESEEABLE, KNOWN OR OTHERWISE) ARISING OUT OF OR IN CONNECTION WITH THE USE OF OUR SITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON OUR SITE OR ANY THIRD PARTY WEBSITE, OR IN CONNECTION WITH THE USE, INABILITY TO USE, OR RESULTS OF THE USE OF OUR SITE OR ANY THIRD PARTY WEBSITE OR ANY MATERIALS POSTED ON OUR SITE ANY THIRD PARTY WEBSITE INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE INCURRED BY ANY USER, INCLUDING, WITHOUT LIMITATION ANY LIABILITY FOR:

1. LOSS OF INCOME OR REVENUE
2. LOSS OF BUSINESS
3. LOSS OF PROFITS OR CONTRACTS
4. LOSS OF ANTICIPATED SAVINGS
5. LOSS OF DATA
6. LOSS OF GOODWILL
7. WASTED MANAGEMENT OR OFFICE TIME
8. FOR ANY OTHER LOSS OR DAMAGE OF ANY KIND, HOWEVER ARISING AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THIS DOES NOT AFFECT OUR LIABILITY FOR DEATH OR PERSONAL INJURY ARISING FROM OUR NEGLIGENCE, NOR OUR LIABILITY FOR FRAUDULENT MISREPRESENTATION OR MISREPRESENTATION AS TO A FUNDAMENTAL MATTER, NOR ANY OTHER LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LINKS FROM OUR SITE

Our site contains links to other websites which are controlled and maintained by third parties. These links are provided for your information purposes only and we may not endorse the content the contained in these Third Party Websites. In the event that you purchase any products or services from Third Party Websites then your purchase will be governed by the terms and conditions of the third party and we shall have no liability to you.

ACCESSING OUR SITE

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us. When using our site, you must comply with the provisions of our Acceptable Use Policy (Please see below). You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

OUR SITE CHANGES REGULARLY

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

INFORMATION ABOUT YOU AND YOUR VISITS TO OUR SITE

We process information about you in accordance with our privacy policy (see privacy policy). By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

VIRUSES, HACKING AND OTHER OFFENCES

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

LINKING TO OUR SITE

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.m

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

JURISDICTION AND APPLICABLE LAW

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site. These terms of use are governed by English law.

This site and the contents thereof has been provided for individuals based within the United Kingdom. The information contained in this site is not to be accessed from other jurisdictions and we do not represent or warrant that such information complies with the laws of any countries other than the United Kingdom.

VARIATIONS

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site. Thank you for visiting our site.

ACCEPTABLE USE POLICY
ACCEPTABLE USES

You may print off one copy, and may download extracts, of any page(s) from our site for your personal and non-commercial reference and you may draw the attention of others within your organisation to material posted on our site.

PROHIBITED USES

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. You may use our site only for lawful purposes. You may not use our site:

• In any way that breaches any applicable local, national or international law or regulation.
• In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
• For the purpose of harming or attempting to harm minors in any way.
• To send, knowingly receive, upload, download, use or re-use any material which is defamatory of any person; obscene, offensive, hateful or inflammatory; promotes sexually explicit material; promotes violence; promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; infringes any copyright, database right or trade mark of any other person; is likely to deceive any person; is made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; promotes any illegal activity; is threatening, abuse or invade another’s privacy, or causes annoyance, inconvenience or needless anxiety, is likely to harass, upset, embarrass, alarm or annoy any other person; is used to impersonate any person, or to misrepresent your identity or affiliation with any person; gives the impression that it emanates from us, if this is not the case; advocates, promotes or assists any unlawful act such as (by way of example only) copyright infringement or computer misuse.
• To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
• To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

You also agree:

• Not to reproduce, duplicate
• copy or re-sell any part of our site in contravention of the provisions of our terms of website use.
• Not to access without authority
• interfere with, damage or disrupt:any part of our site any software used in the provision of our site; or any equipment or network or software owned or used by any third party.

SUSPENSION AND TERMINATION

We will determine, in our discretion, whether there has been a breach of this acceptable use policy through your use of our site. When a breach of this policy has occurred, we may take such action as we deem appropriate. Failure to comply with this acceptable use policy constitutes a material breach of the terms of use upon which you are permitted to use our site, and may result in our taking all or any of the following actions:

Issue of a warning to you

Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.

Further legal action against you

Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

We exclude liability for actions taken in response to breaches of this acceptable use policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.

CHANGES TO THE ACCEPTABLE USE POLICY

We may revise this acceptable use policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use policy may also be superseded by provisions or notices published elsewhere on our site.